AI guidance is informational only — it isn't financial, legal, or tax advice. Steward never moves money or applies changes without your confirmation. For financial decisions, talk to a banker or a licensed financial professional.
03 / Your monthly rhythm
Close the month with a clear head.
A guided review connects what happened with what comes next. Understand the month, reconcile, plan, and close when you're ready.
Understand
02Reconcile
03Plan
04Close
A different relationship with your money
Your budget is yours. So are your decisions.
No ads. No selling your data. No credit-card offers, loan referrals, or financial product pitches. Paid subscriptions support Steward, including its free plan.
Free plan — no expiry · 90-day bank sync planned for public launch. Scheduled bank sync is arriving during beta. No payment is required to join the waitlist.
Yes. Manual Mode has no expiry: fund-based budgeting with up to 20 spending budget lines, 4 income budget lines, and unlimited manual transactions. No credit card or ads.
Do I have to connect my bank?
No. You can budget by hand in Manual Mode. Bank connections on Essentials are optional, encrypted, and read-only. You can disconnect at any time.
Does the AI ever move my money?
Steward never moves your money. AI only suggests; you confirm every categorization and budget change. Its guidance is informational, not financial advice.
A clearer picture starts here.
Join the waitlist. We'll send your invitation when your place in the founding beta is ready.